Founded in 1932, HCF (Hospitals Contribution Fund of Australia) is a leading not-for-profit health fund in Australia. Committed to improving the health and wellbeing of its members, HCF reinvests its profits to enhance benefits and services. With over 1.6 million members, HCF offers a wide range of health insurance products tailored to meet the diverse needs of Australians.
Switching and moving energy is as simple as
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Why choose NIB?
HCF is one of Australia’s largest not-for-profit health funds, founded on the principle of reinvesting profits to benefit its members. This approach ensures that members receive better value through enhanced benefits and services, making it a trustworthy and reliable choice for health insurance. With over 1.6 million members, HCF continues to serve Australians with a genuine focus on their health and wellbeing.
Choosing HCF means gaining access to a wide range of health insurance products designed to meet the varying needs of individuals and families. Whether you’re looking for hospital cover, extras, or combined plans, HCF offers flexible options that can be tailored to your unique situation. Their extensive coverage options are supported by a team of experts dedicated to ensuring members get the most out of their health plan.
As a member-focused organization, HCF goes beyond just providing insurance. Members can enjoy added benefits such as wellness programs, discounts on health services, and personalized support. HCF’s commitment to providing excellent care and value sets it apart as a health fund that truly puts its members first.
Frequently Asked Questions
What is the best electricity plan for me?
Every household is different, and there are many ways to tailor your electricity plan to suit your needs. Deal Expert offers up-to-date energy comparisons, price insights, and the latest deals from trusted retailers—helping you make informed decisions with confidence. It’s also important to consider your preferred billing cycle—whether monthly or quarterly—to match your budgeting style. There's never a bad time to explore your options and compare plans. You could save hundreds by switching. Start today with Deal Expert providers!
How long will it take to switch providers?
Once you’ve confirmed your details with Deal Expert, your switch to a new energy provider typically takes 3–4 weeks, depending on the provider and your state. Finding a great energy deal and confirming with Deal Expert only takes a few minutes. After that, you’ll have a 10-business-day ‘cooling-off’ period. If you change your mind during this time, you can cancel the switch through Deal Expert with no changes to your current plan. Plus, your new provider will take care of all the paperwork, making the process smooth and hassle-free.
How do I know this company is above board if I've never heard of them?
The Australian Energy Regulator ensures that all energy suppliers follow the same rules and regulations, giving every Australian a fair opportunity to find a provider that suits their needs. This is especially reassuring for those considering smaller or lesser-known companies, as they are held to the same legal standards and can be held accountable if something goes wrong.
Do I need to cancel my Direct Debit?
When you decide to close your account with your current provider, the company will send you a final bill and the company cancels the direct debit after taking the final payment. If there are any funds in credit on your previous plan, they should notify you so they can transfer these back into your bank account or send me the money via cheque.
Are there any hidden costs?
No, our service is completely free for all customers. This covers everything from visiting our website or calling our call centre in Australia to Deal Expert providers online at the click of a button. We are here to provide you with competitive deals and services.
How does Solar work?
Solar panels are made up of many solar cells that convert sunlight directly into electricity. A photovoltaic (PV) module is a connected assembly of solar cells—typically arranged in a 6×10 layout, though some may contain up to 72 cells. Solar panels generate electricity when sunlight hits the array. The amount of electricity produced depends on the intensity of sunlight and the location where the panels are installed.
When I switch providers will my gas or electricity be interrupted?
There will not be any interruption to your supply of electricity or gas. This is because they will continue to be supplied by the same energy distributor. All that really changes is the name of the energy retailer that issues your energy bills.